First things first – What is baccarat?
Baccarat is one of the games with the lowest house edge and biggest RTP value. Additionally, payouts are hefty and your chances of winning relatively high. Let’s learn how to play baccarat online, when to draw, when to hit and what baccarat means. The rules to baccarat are as simple as can be. Players have two betting options – Banker or Player. All you need to do is place a bet on either of the two selections at hand.
Baccarat for dummies doesn’t differ much from the advanced game. If you can count to 10, that’s half of the job done.
No matter what baccarat variant for real money you play, the rules are the same.
With this brief baccarat overview out of the way, let’s see how baccarat works in detail.
Read the answers to these questions below.
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Baccarat was invented in France in the 19th century. It was particularly popular with French aristocrats. However, over the centuries, wider audiences have grown keen on this simple yet immersive casino game.
Baccarat is playable with between 1 and 14 players in land-based casinos. On the other hand, you might find virtual venues that accept more than fourteen players at a time.
To play baccarat online, you’ll use four, six or eight decks of cards.
This French casino game is celebrated for its amazingly low house edge. Players love to win obviously. To beat the house advantage, we’d recommend online baccarat.
The RTP (return to payer) value in baccarat goes over a whopping 99%, which is considered player-friendly. To complement the favorable RTP, the house edge in baccarat is around an awesome 1%.
That combination makes it fairly easy to win in baccarat. However, baccarat can be volatile, which makes it both a good and a bad idea for players. The rules dictate that you decide how much you’d like to wager in that round. Place your bet on either of the two main bets and optional bets if you want. The dealer will draw two cards for each of the possible hands (more about it below). The total sum of the two cards for each hand determines what hand wins.
Totalling 8 or 9 in baccarat is considered a natural.
The objective of the game is to get as close to 9 as possible without going over. When a natural (8 or 9) appear, no more cards are drawn.
So, how do you get to 8 or 9?
You need to learn card values in baccarat. Here is how much each card is worth:
Here is how to calculate your hand’s value in baccarat.
Let’s say you bet on Banker. The dealer draws a 6 and a 2 for the banker. Add the two numbers and you’ll get 8. That’s a natural in baccarat. You win.
In another instance, let’s imagine your hand gets a 7 and an 8. The sum is 13. In baccarat, we eliminate the left digit and keep the right one only. To translate, your hand’s value is 3.
So if you go over 9, your score resets to zero.
Depending on what cards your baccarat hand gets, you’ll see when to draw and when to hit. Also, in iGaming, each game has a paytable with relevant information. We suggest going through the manual and rules before playing.
As should be clear by now, there are two main bets in baccarat:
To be clear, that doesn’t mean that you are the player and the dealer is the banker. Those are just the names of the bets.
Before we move on, maybe you’d like to see check out the complete baccarat dictionary we prepared.
Bets on the “player” are paid at 1:1.
Technically, all bets on the “banker” have the same 1-to-1 payout. However, as this bet has a higher edge, i.e. a better chance of winning, winning bets on the banker will pay a 5% commission. In other words, the banker bet pays at 0.95:1.
If you’d like to avoid the 5% fee, you can play baccarat without commission. Many providers offer the so-called No Commission Baccarat, which pays equally on player and banker.
In the following lines, we’ll also tell you more about side (additional) bets in baccarat, as well as their payouts.
While you have to decide between Player and Banker, side bets are optional. They offer higher payouts and are perfect for ambitious, high-roller players. Let’s see what you can work with.
When a tie with zeros on both bets is drawn, the dealer will pick out two more cards, one for each side. After that, it will be clear what side won.
We believe it is clear by now how baccarat works. If it isn’t, make sure to drop us a question in the comment section below the article.
Let’s take a moment to see where else you can apply these baccarat rules. A few other games are based on the same principle. Some of them even originate from France, too.
The most popular baccarat variants are:
The last input on the list comes from India and has some similarities with baccarat. The principle is almost the same so we decided to include it here.
Remember, you can use our exclusive tips & tricks on any of these games.
To wrap up, we can deduce that you can play baccarat for fun, meaning not for free, but there are no real-money winnings involved.
Nowadays, a growing number of gamblers are transitioning to the live casino universe. Live dealer baccarat provides convenience and speed no in-person baccarat can.
For instance, you can sit comfortably at home, place a bet in a matter of seconds and immediately activate dealing. There’s no need to worry about dressing up or Googling “baccarat casino near me”. Instead, just find a cosy spot in your apartment and log in through your mobile or tablet.
The same rules apply and the house edge is identical. Live baccarat is as quality as its physical parallel.
Live baccarat is produced by multiple software providers and streamed from professional casino studios. The most popular developers include Evolution Gaming, NetEnt and Vivo Gaming.
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